Motor Protect Premium

The Premium guarantee offers all the benefits of Standard with a much higher claim limit. This means that you will have the ability to selected your claim limit. Premium also offers additional parts such as DPF, turbos, aircon compressor and in-car entertainment. This guarantee is available in a variety of terms, ranging from 6 month up to the term of ownership and allows an unlimited number of claims in a 12-month period. Please see your agreement print out for full details.

WHAT’S COVERED BY YOUR MOTOR PROTECT PREMIUM POLICY?

BRAKING SYSTEM

All hydraulic components are covered for mechanical failure, not wear and tear. This includes brake callipers (excluding seized units), master cylinder, wheel cylinders, apportioning and compensator valves, brake limiter valve, brake servo unit, vacuum pump, ABS pump, ABS modulator/control valve and sensors.

ELECTRICAL SYSTEM

Alternator, starter motor, starter solenoid, distributor, electronic control units, electronic ignition module, wiper motors, heater fan motors, central locking motors and solenoids, window motors, horn, washer pump motors, sun roof motor, electric door mirror motors, relays, fuel tank sender unit, switches.

GEARBOX

All internally lubricated components are covered for mechanical failure, not wear and tear. This includes gears, shafts, synchroniser hubs and baulk rings, selector shafts and selector forks, internal bearings and bushes, oil pump, valve and valve block, clutches and brake bands, governor, torque converter, modulator valve, gearbox sensors. This excludes external linkages.

SUNDRIES

Working materials e.g. oils, filters, antifreeze are claimable as a direct result of a valid claim providing the vehicle is not within 1,000 miles of its next service.

FINAL DRIVE

All internally lubricated components are covered for mechanical failure, not wear and tear. This includes crown wheel and pinion, differentials gears and bearings, 4×4 transfer box, halfshaft, halfshaft bearings, driveshafts, bearings and constant velocity joints, propeller shaft universal joints and centre bearing, wheel bearings (covered for up to 6 years or 60,000 miles), and final drive sensors. This excludes rubber roots and gaiters

COOLING SYSTEM

Water pump, viscous fan coupling, radiator and expansion tank, oil cooler, heater matrix, cooling fan motor.

FUEL SYSTEM

Fuel injection pump, pump drive gear, lift pump, fuel pump relay, fuel system electronic control unit. This excludes fuel injector/glow plugs.

STEERING

Steering rack or box, power steering pump, idler box, reservoir. This excludes rubber boots and gaiters.

TURBOCHARGER

Factory fitted turbocharger, intercooler and wastegate, up to 70,000 miles or seven years.

LOADINGS

4×4 vehicles or if above 2.5CC. For luxury vehicles (100% increase) and super cars (250% increase).

ENGINE

All internally lubricated components are covered for mechanical failure, not wear and tear. This includes cylinder head, valves (excluding decarbonisation, burnt or pitted valves and valve seats), valve springs, valve guides, camshaft and bearings, camshaft followers, hydraulic lifters, timing gears, piston and piston rings, cylinder liners and liner seals, connecting rods and small end bearings, gudgeon pins, crankshaft and crankshaft bearings, oil pump, and oil pump drive, distributor driveshaft, starter motor ring gear, engine management sensors